Its tax time!

Its that time of year again. Tax return time! I love this time of year. Its a chance for us to catch up, to get things that we've needed and of course get things we want. This year there are some important things that need to be taken care of. First and foremost here at the Morrison household is getting a car for Mike. Next on the list is homeschool curriculum and miscellaneous items. There are a few small things that need to be taken care of but for the most part we'll be able to get what we want this year. Even better, next year we shouldnt have anything too major (assuming nothing major comes up) to take care of so we're hoping to put a down payment on a house.

This time of year also starts me thinking needs versus wants. There are so many things I want, but I HAVE to think of what we need first. More importantly do the kids need anything? The kids dont need too much this year but I have to think of them first. The next thing we have to think about is our car. Luckily we invested money in our van last year so it really only needs minor work. We're hoping to find Mike a car/truck that wont need much in the way of repairs, maybe just a small tune up.

This time of year is fun and sad sometimes. Its fun because we get a little extra money to spend on things we want but its a little sad because in years past we havent been able to put anything back. This year has already started out well though as we are following a plan to put money back every paycheck. Small amounts but enough to make a difference by the end of the year. This time of year is a little sad thinking that we get this money back and then before we know its gone. Im optimistic though that we will be better this year. Michael and I have been very diligent so far this year to make a conscience effort to be more careful with our money. 

Im not writing this to sound like Im bragging. I just know Im not the only one whose excited about this time of year. I know for some people that they have to pay or that they dont get one because of certain reasons. But Mike works hard throughout the year, I see this as kind of a reward. I know there will come a day that we will no longer receive this money. So in the mean time we are trying to be careful and thoughtful with what we are getting now. Laying a foundation for the years ahead.